Free ACAMS CAMS Actual Exam Questions s - Question 11 Discussion

I get why D looks odd since OFAC is more sanctions-focused than AML, but if you think about it, AML programs mainly target money laundering risks directly. A compliance officer (B) is usually essential because someone needs to oversee the program constantly, and training (C) helps keep staff alert to suspicious activity. Internal controls and policies (A) form the framework. So removing D makes sense as it’s more of a related but distinct area, not a core AML requirement per se. Does anyone think OFAC should be mandatory in every AML program regardless of jurisdiction?

A/B/C all seem like foundational parts of any AML program, so they’re probably not what the question wants. D stands out because OFAC is more about sanctions compliance, which overlaps but isn’t exactly the same as AML. So if you think about what’s strictly required for AML, a description of the OFAC program might not be mandatory. This fits with most global AML standards focusing on policies, training, and compliance officers but treating sanctions separately.

D, since OFAC deals with sanctions rather than pure AML requirements.

A/B? A compliance officer and internal policies are basics you’d expect in any AML program, but OFAC stuff might be separate. Training could be general enough to cover AML even without OFAC.

It’s D because OFAC is more about sanctions, not strictly AML. The rest are core AML elements every program needs to cover no matter what.

C/D? OFAC feels more sanctions-related, but employee training is kinda essential everywhere.

It’s D-it’s about OFAC, which isn’t always required in AML programs.